Eric Chery
$3,5954 bd3 ba2,370 sqft$2 /sqft$186 /mo all-in ↓

4401 CONCHFISH LANE, OSPREY, FL, 34229

Active2 days on marketListed Jul 19, 2026MLS #A4700255

Priced 99% below the OSPREY 34229 medianSingle Family ResidencePALMS/CASEY KEY

About this home

4401 CONCHFISH LANE

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home with a 2-car garage, ideally situated on a desirable corner lot in The Palms of Casey Key, just a short walk to the nationally ranked Pine View School. Built in 2018, this residence offers thoughtful upgrades throughout, including updated flooring in every room, custom window treatments, and elegant light fixtures. The open-concept floor plan is designed for both everyday living and effortless entertaining. The gourmet kitchen features a large granite island, stainless steel appliances, a pantry, and seamlessly connects to the great room and dining area. The spacious primary suite overlooks the private, tree-lined backyard and offers dual vanities, a generous walk-in closet, and convenient access to the laundry room. Three additional bedrooms and two full bathrooms provide flexibility for family, guests, or a home office. Step outside to the screened lanai and enjoy peaceful views of the lush natural surroundings. The backyard features a paved patio and a variety of mature fruit trees, including mango and dragon fruit, creating a private outdoor retreat. Additional highlights include a whole-house water filtration and softener system, an electric vehicle charging station in the oversized garage, and a paved walkway surrounding the home. Ideally located near the Legacy Trail, Historic Spanish Point, Oscar Scherer State Park, shopping, dining, and Gulf Coast beaches, this home also offers the rare convenience of being able to walk to and from Pine View School, combining comfort, functionality, and an exceptional location.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,370

Sqft

0.14 ac

Lot size

2

Garage

2018

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Washer
InteriorOpen Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsNumber Limit, Size Limit, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $126Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $126
Interest rate6.00%
Loan term

Estimated payment

$186/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Osprey actives

$2 vs $338

Days on market

2 vs 57 typical

Where $2/sqft sits among the 94 Osprey actives

1 · this home
38
38
9
3
5
$2–158$158–315$315–472$472–628$628–785$785+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rivendell

Map of 4401 CONCHFISH LANE inside its neighborhood boundary

Get to know Osprey. See the full Osprey guide →

Rivendell — neighborhood snapshot

Population

1,379

Median age

60

Median income

$102,449

Median home value

$618,500

Avg household

2

Households w/ children

158

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

52 of 94

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $3,595 · 2 days on market since
2018Built · PALMS/CASEY KEY

Reality check

What actually sold near 4401 CONCHFISH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1728 S CREEK DRIVESold · Oct ’25

$730,000

1728 S CREEK DRIVE

3 bd · 2 ba · 2,320 sqft · $315/sqft · 44 DOM

522 LUMINARY BOULEVARDSold · May ’26

$600,000

522 LUMINARY BOULEVARD

3 bd · 3 ba · 2,320 sqft · $259/sqft · 79 DOM

570 CRANE PRAIRIE WAYSold · Mar ’26

$505,025

570 CRANE PRAIRIE WAY

3 bd · 2 ba · 2,298 sqft · $220/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4401 CONCHFISH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4401 CONCHFISH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4401 CONCHFISH LANE FAQs

What would the monthly payment be for 4401 CONCHFISH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4401 CONCHFISH LANE?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $3,595, this home is listed about 99% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4401 CONCHFISH LANE?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OSPREY 34229 market on paper

$3,595 is 99% below the OSPREY 34229 median of $507,000, and at $2/sqft it sits under the Osprey average of $401.

02Fresh on the market

Only 2 days on market in a Osprey market that averages 57 — if it fits, move quickly.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA, LLC · Klara Mrcela. MLS #A4700255.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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