3681 DIVOT LANE, SARASOTA, FL, 34232
Active8 days on marketListed Jul 17, 2026MLS #A4700090
About this home
3681 DIVOT LANE
Welcome to the highly sought-after one story” Captiva" model—built in 2017— in the gated Enclave of Forest Lakes community. The home is located directly across from the community pool and dog park. The perfect blend of modern maintenance-free living and single-family privacy, this pristine home is designed for effortless comfort. Step inside to a bright, open-concept 2 bedroom + office floor plan with high ceilings, ceramic tile flooring, and a seamless flow ideal for entertaining. The kitchen features stainless steel appliances, solid wood cabinetry, and a large granite island, and is open to the living room with a wall of glass sliding doors to your extended private, screened lanai—the perfect entertaining spot. The spacious primary suite serves as a quiet retreat with tray ceilings and sliding doors also to lanai. The generous sized bathroom features a double vanity, glass enclosed walk in shower, a linen station, direct access to the laundry room and an oversized custom-outfitted walk in closet. On the opposite end of the home is the guest suite and bathroom. separate dining area and office PLUS…there is a newer roof installed by owners in 2023 ($19K), HVAC replaced in 2024 ($9K), water heater replaced in 2025 ($1400) and HURRICANE WINDOWS AND DOORS 2026 ($25k). Whole house water softener with reverse osmosis water in the kitchen ($6k). Peace of mind for buyers knowing they would not have anything major to worry about!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,647
Sqft
0.09 ac
Lot size
2
Garage
2017
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29%
$/sqft vs Sarasota actives
$319 vs $330
Days on market
8 vs 58 typical
Where $319/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34232 — neighborhood snapshot
Population
34,779
Median age
48
Median income
$81,041
Median home value
$332,600
Avg household
2.24
Households w/ children
3,149
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
158 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the SARASOTA 34232 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3681 DIVOT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
5099 FLAG STREET · same community
2 bd · 2 ba · 1,647 sqft · $273/sqft · 131 DOM
Sold · Dec ’25$367,500
4320 NELSON AVENUE
3 bd · 2 ba · 1,628 sqft · $226/sqft · 6 DOM
Sold · Nov ’25$460,000
4212 PASADENA CIRCLE
3 bd · 2 ba · 1,676 sqft · $274/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3681 DIVOT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3681 DIVOT LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3681 DIVOT LANE FAQs
What would the monthly payment be for 3681 DIVOT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,178/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3681 DIVOT LANE?+
The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3681 DIVOT LANE?+
The most recent tax bill on record (2025) was $4,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3681 DIVOT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $524,900, this home is listed about 8% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3681 DIVOT LANE?+
Fruitville Elementary School (elementary), McIntosh Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Barbara May. MLS #A4700090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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