Eric Chery
$1,749,0003 bd2 ba2,517 sqft$695 /sqft$11,737 /mo all-in ↓

550 N GULF BOULEVARD, PLACIDA, FL, 33946

Active3 days on marketListed Jul 20, 2026MLS #A4699916

WaterfrontPrivate poolSingle Family ResidencePALM ISLAND ESTATES UN 1

About this home

550 N GULF BOULEVARD

Some places impress you the moment you arrive. Others change the way you live. Your journey home begins with a brief five-minute crossing aboard the Palm Island car ferry, where the pace of the mainland gives way to one of Florida’s most treasured and exclusive barrier islands—a place where the water sets the rhythm of the day, quiet beaches and protected waters create the backdrop, and a remarkable sense of tranquility becomes part of everyday life. Perfectly positioned on an oversized double lot between the protected harbor and the Gulf of Mexico, 550 North Gulf Boulevard offers one of Palm Island’s most desirable settings. Protected dockage with direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf pairs effortlessly with deeded beach access just across the street—an uncommon combination that defines the property’s extraordinary appeal. The residence encompasses approximately 2,517 square feet with three bedrooms and two full bathrooms, offering a floor plan that balances comfortable everyday living with effortless entertaining. Extensive interior renovations have transformed the home’s main living spaces, highlighted by a beautifully appointed kitchen featuring custom cabinetry, premium appliances, generous workspace, and a large center island that naturally becomes the gathering place for family and friends. A custom entertaining bar complements the adjoining living and dining areas, creating an inviting space that flows seamlessly throughout the main level. Occupying the entire second floor, the owner’s suite provides exceptional privacy and generous living space. In addition to the spacious bedroom, the suite includes an adjoining office or sitting area, a generous walk-in closet, and the added convenience of a separate washer and dryer within the primary bathroom. Two private balconies—one facing east to welcome the sunrise and the other west to capture spectacular sunsets—offer peaceful places to enjoy the changing light while overlooking the pool and tropical landscape. Designed for entertaining as much as relaxation, the pool features a generous sun shelf and a built-in submerged table, creating an inviting setting for al fresco dining, afternoon refreshments, or sunset cocktails beneath mature palms and surrounded by lush tropical landscaping. The surrounding patios provide inviting spaces to gather with family and friends or simply unwind in the privacy of the island setting. For boaters, the waterfront amenities are exceptional. The composite dock is equipped with a covered 10,000lb boat lift and provides direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf with no fixed bridges restricting your route to open water. A flexible workshop offers valuable space for boating equipment, fishing gear, hobbies, or additional storage. Whether the day begins with a sunrise walk along the Gulf beach, an afternoon on the water, or an evening watching the sunset from your private balcony, 550 North Gulf Boulevard offers more than an exceptional waterfront home—it offers the opportunity to experience Palm Island as it was meant to be lived.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,517

Sqft

0.44 ac

Lot size

1961

Year built

Two

Levels

$695

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringBamboo · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationSlab
ViewWater
FacesSouthwest
ParkingCircular Driveway · Driveway
ExteriorBalcony · Lighting · Outdoor Grill · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$17,805/yr
PetsYes
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,737 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$1,484
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $174,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $174,900
Interest rate6.00%
Loan term

Estimated payment

$11,737/mo

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property taxes (actual bill)$1,484
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$832KedgeAI estimate $1,098,825 · range $867K$1.3M$1.8M

vs edgeAI estimate

+59.2%

$/sqft vs Placida actives

$695 vs $382

Days on market

3 vs 91 typical

Where $695/sqft sits among the 164 Placida actives

65
36
19
14 · this home
14
16
$184–318$318–453$453–587$587–721$721–856$856+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 550 N GULF BOULEVARD

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 164

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4897% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $1,749,000 · 3 days on market since
1961Built · PALM ISLAND ESTATES UN 1

Reality check

What actually sold near 550 N GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 N GULF BOULEVARDSold · Dec ’25

$1,235,000

430 N GULF BOULEVARD · same community

3 bd · 3 ba · 1,772 sqft · $697/sqft · 31 DOM

14 PALM DRIVESold · Oct ’25

$852,500

14 PALM DRIVE · same community

3 bd · 2 ba · 1,218 sqft · $700/sqft · 184 DOM

45 GREEN DOLPHIN DRIVE NSold · Jun ’26

$760,000

45 GREEN DOLPHIN DRIVE N

4 bd · 2 ba · 2,504 sqft · $304/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 550 N GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 550 N GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

550 N GULF BOULEVARD FAQs

What would the monthly payment be for 550 N GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 550 N GULF BOULEVARD?+

The most recent tax bill on record (2025) was $17,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 550 N GULF BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $1,749,000, this home is listed about 169% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 550 N GULF BOULEVARD?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,749,000 runs 4897% above the PLACIDA 33946 median — but at 2,517 sqft it's also 41% larger than the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Placida market that averages 91 — if it fits, move quickly.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Lisa Garcia. MLS #A4699916.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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