16205 SAWGRASS CIRCLE, TAMPA, FL, 33624
Active20 days on marketListed Jul 3, 2026MLS #A4698995
About this home
16205 SAWGRASS CIRCLE
Welcome to this beautifully updated 4 bedroom, 2 bathroom pool home with a 2 car garage, perfectly situated on a professionally landscaped lot in the highly desirable Northdale community. Conveniently located just minutes from the Veterans Expressway, Dale Mabry Highway, top rated restaurants, shopping, downtown Tampa, Tampa International Airport, and the Gulf Coast beaches, this home offers the perfect blend of comfort, style, and convenience. Step inside to discover a thoughtfully designed split floor plan featuring new luxury vinyl plank flooring, designer light fixtures, interior doors, and trim, all updated in 2026, along with a freshly painted interior and an open concept layout designed for both comfortable everyday living and effortless entertaining. The spacious living room flows seamlessly into a large air conditioned sunroom overlooking the screened pool and fully fenced backyard, creating an inviting extension of the home’s living space. A formal dining room, dedicated home office, and spacious eat in kitchen provide the flexibility today’s buyers are looking for. The kitchen serves as the centerpiece of the home, featuring brand new stainless steel appliances installed in 2025, abundant cabinetry, a large breakfast bar, and an open layout that keeps everyone connected while cooking or entertaining. Step outside to enjoy your own private backyard retreat with a screened pool and patio, offering the perfect setting for relaxing, hosting family and friends, or enjoying Florida’s beautiful weather year round. This meticulously maintained home offers peace of mind with numerous quality improvements, including upgraded energy efficient windows installed in 2018, a new water heater installed in 2021, a brand new whole house water softener installed in 2026, a whole house generator, and many additional updates completed over the years. Located within the highly sought after Steinbrenner High School district and featuring low annual HOA fees, this move in ready home combines modern updates, spacious living areas, and an exceptional location, making it a rare opportunity to enjoy the very best of Tampa living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,165
Sqft
0.28 ac
Lot size
2
Garage
1986
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,144 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,144/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
Days on market
20 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northdale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Northdale — neighborhood snapshot
Population
24,347
Median age
38
Median income
$87,959
Median home value
$291,444
Avg household
2
Households w/ children
2,819
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the TAMPA 33624 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16205 SAWGRASS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16205 SAWGRASS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
16205 SAWGRASS CIRCLE FAQs
What would the monthly payment be for 16205 SAWGRASS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,144/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16205 SAWGRASS CIRCLE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16205 SAWGRASS CIRCLE?+
The most recent tax bill on record (2025) was $6,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16205 SAWGRASS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $599,900, this home is listed about 29% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16205 SAWGRASS CIRCLE?+
Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,900 runs 74% above the TAMPA 33624 median — but at 2,165 sqft it's also 35% larger than the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $614,900, now $599,900 — a $15K cut. The full history is in the market section below.
Listing courtesy of REEL COASTAL PROPERTIES, LLC · James Roadman, Jr. MLS #A4698995.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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