12946 TRUE BLUE CIRCLE, BRADENTON, FL, 34211
Active11 days on marketListed Jul 10, 2026MLS #A4698370
About this home
12946 TRUE BLUE CIRCLE
Feast your eyes on the CROWN JEWEL of "Victory" floorplans located in the award-winning, fully built-out, gated neighborhood of Indigo! Situated on an ultra premium lot with NO neighbors in the rear OR left side, this "smart home" home literally has it all: HURRICANE IMPACT glass throughout, HURRICANE IMPACT motorized shades on lanai, "Generac" whole home standby generator, underground gutter system along the entire roof trim-line, three paneled POCKET HURRICANE IMPACT sliders, extended wrap around lanai with one off kitchenette, custom electric fireplace—and that's just the exterior.. The interior yields a whole home alarm system, 8' doors throughout, crown molding, carbon UV light filtration system, premium ceramic floors, custom built-ins, "cushion close" cabinetry throughout, luxury light fixtures, quartz countertops throughout, recessed surround sound speakers etc etc The chef inspired kitchen is a true masterpiece with its premium backsplash, LED under cabinet lighting that showcases the high level quartz countertops, timeless "cushion close" shaker cabinetry, high-end matching suite of stainless steel appliances, REVERSE osmosis water filtration, large single din porcelain farmhouse sink tops off this already breathtaking home. All three bedrooms have walk-in closets and ample room, with a dedicated den for additional guest space, or as a perfect location for an office or playroom. Indigo is an active community featuring a full-time on-site manager as well as a full time activities director who manages an extensive calendar of activities for all ages. A-Rated Gullett Elementary AND Mona Jain Middle School are right outside our gates too! You can also expect sidewalks on both sides of the street, resort style heated community pool/spa at the clubhouse where you will find 5 cabanas with an abundance of seating, 4 pickleball courts, 2 bocce ball courts, a 24-hour exercise gym, meeting room/banquet room and playground. Indigo is not only a community that takes care of all ground maintenance to include mowing, fertilizing, irrigation and shrubs but is right around the corner to a plethora of dining, banking, entertainment, public transportation and MORE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,766
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.4%
$/sqft vs Bradenton actives
$297 vs $240
Days on market
11 vs 53 typical
Where $297/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indigo
Get to know Bradenton. See the full Bradenton guide →
Indigo — neighborhood snapshot
Population
1,816
Median age
41
Median income
$162,757
Median home value
$648,100
Avg household
3
Households w/ children
242
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12946 TRUE BLUE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$515,000
12726 AQUAMARINE AVENUE · same community
3 bd · 2 ba · 1,766 sqft · $292/sqft · 17 DOM
Sold · Mar ’26$540,000
12949 TRUE BLUE CIRCLE · same community
3 bd · 2 ba · 1,766 sqft · $306/sqft · 45 DOM
Sold · Jun ’26$590,000
3617 AZURITE WAY · same community
3 bd · 2 ba · 1,766 sqft · $334/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12946 TRUE BLUE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12946 TRUE BLUE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12946 TRUE BLUE CIRCLE FAQs
What would the monthly payment be for 12946 TRUE BLUE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,491/mo — principal and interest, the actual property-tax bill, the $336/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12946 TRUE BLUE CIRCLE?+
The association fee works out to $336 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12946 TRUE BLUE CIRCLE?+
The most recent tax bill on record (2025) was $8,078. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12946 TRUE BLUE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $524,900, this home is listed about 33% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 12946 TRUE BLUE CIRCLE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$524,900 runs 31% above the BRADENTON 34211 median.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Alex Joseph. MLS #A4698370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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