Eric Chery
$599,9004 bd3 ba2,828 sqft$212 /sqft$4,267 /mo all-in ↓

5518 72ND TERRACE E, ELLENTON, FL, 34222

Active15 days on marketListed Jun 28, 2026MLS #A4698368

Fully furnishedSingle Family ResidenceOAKLEAF HAMMOCK PH III

About this home

5518 72ND TERRACE E

Located within the exclusive gated community of Oakleaf Hammock, this beautifully remodeled 4-bedroom, 3-bath residence with an oversized bonus room offers the perfect blend of elegance, comfort, and functionality. Designed with both everyday living and entertaining in mind, this exceptional home features a spacious, open-concept layout ideal for families and guests alike. Step through the welcoming foyer into the formal living and dining rooms, providing the perfect setting for holiday gatherings, dinner parties, or special occasions. The expansive great room seamlessly connects to the gourmet kitchen, creating a bright and inviting space for entertaining. Large 8-foot sliding glass doors open to a covered lanai overlooking a tranquil pond and protected preserve, offering breathtaking views and exceptional privacy. The oversized backyard provides plenty of room to design your dream custom pool while still maintaining generous outdoor living space. The well-appointed kitchen showcases rich wood cabinetry, granite countertops, a beautiful stone tile backsplash, breakfast bar, cozy dinette, newer stainless steel appliances, and an updated sink with garbage disposal—perfect for both casual meals and entertaining. The spacious primary suite serves as a private retreat, featuring a large walk-in closet and a luxurious en-suite bathroom complete with dual vanities, a relaxing garden tub, and a separate walk-in shower. Upstairs, the expansive bonus room offers endless possibilities as a media room, game room, home office, fitness studio, or additional guest space. The oversized three-car garage provides abundant room for vehicles, storage, and recreational equipment. This meticulously maintained, move-in-ready home has been thoughtfully updated with numerous recent improvements, including: Beautiful engineered hardwood flooring Fresh interior and exterior paint Newer refrigerator, range, stove, dishwasher, kitchen sink, and garbage disposal Tasteful furnishings (available separately or included, if applicable) Oakleaf Hammock offers residents a peaceful lifestyle surrounded by majestic oak trees, scenic lakes, and lush natural preserves while providing outstanding community amenities, including: Gated entrance Playground Picnic pavilion Basketball court Beautiful walking areas throughout the neighborhood Conveniently located just minutes from shopping, restaurants, top-rated schools, parks, and major commuter routes, this exceptional property offers the perfect balance of privacy, luxury, and convenience. Don’t miss this incredible opportunity to own a beautifully updated home in one of the area’s most desirable gated communities. Schedule your private showing today! Owner is a licensed real estate agent.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,828

Sqft

0.4 ac

Lot size

3

Garage

2010

Year built

Two

Levels

$212

Per sqft

FireplaceFurnishedPets allowed

Inside

FlooringGranite · Parquet · Recycled/Composite Flooring · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Electric Water Heater · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorFrench Doors · Irrigation System · Outdoor Grill · Private Yard · Sidewalk

Community & fees

HOA fee$137/mo
Taxes (2025)$6,100/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,267 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$508
HOA fee — from the listing$137
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,267/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$508
HOA / condo fee$137
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$434KedgeAI estimate $533,111 · range $452K$634K$659K

vs edgeAI estimate

+12.5%

$/sqft vs Ellenton actives

$212 vs $182

Days on market

15 vs 68 typical

Where $212/sqft sits among the 104 Ellenton actives

43
38 · this home
10
5
1
7
$124–175$175–226$226–277$277–328$328–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ellenton

Map of 5518 72ND TERRACE E

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)60 min

Get to know Ellenton. See the full Ellenton guide →

ELLENTON 34222 — neighborhood snapshot

Population

14,529

Median age

55.7

Median income

$66,105

Median home value

$194,300

Avg household

2.34

Households w/ children

1,253

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

47 of 104

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $599,900 · 15 days on market since
2010Built · OAKLEAF HAMMOCK PH III

Reality check

What actually sold near 5518 72ND TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5407 74TH PLACE ESold · Jun ’26

$580,000

5407 74TH PLACE E · same community

4 bd · 3.5 ba · 2,810 sqft · $206/sqft · 13 DOM

7705 55TH STREET ESold · Jan ’26

$610,000

7705 55TH STREET E · same community

3 bd · 2.5 ba · 2,653 sqft · $230/sqft · 199 DOM

5439 74TH PLACE ESold · Feb ’26

$580,000

5439 74TH PLACE E · same community

4 bd · 3 ba · 2,650 sqft · $219/sqft · 251 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5518 72ND TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5518 72ND TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5518 72ND TERRACE E FAQs

What would the monthly payment be for 5518 72ND TERRACE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,267/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5518 72ND TERRACE E?+

The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5518 72ND TERRACE E?+

The most recent tax bill on record (2025) was $6,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5518 72ND TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $599,900, this home is listed about 126% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5518 72ND TERRACE E?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AMERICAS BEST REALTY FL LLC · Eugene Petrusha. MLS #A4698368.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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