Eric Chery
$1,349,000$1,449,0002 bd2 ba1,761 sqft$766 /sqft$9,876 /mo all-in ↓

392 FIREHOUSE LANE, LONGBOAT KEY, FL, 34228

Active27 days on marketListed Jun 28, 2026MLS #A4698365

Reduced $100KSingle Family ResidenceCONRAD BEACH

About this home

392 FIREHOUSE LANE

Located on the coveted west side of Gulf of Mexico Drive, just steps from the beach, 392 Firehouse offers the relaxed coastal lifestyle Longboat Key is known for. Nestled on a quiet cul-de-sac surrounded exclusively by charming Key West-style homes, this beautifully updated residence blends timeless island architecture with thoughtful modern enhancements. Residents also enjoy the community pool located directly across the street, along with the convenience of walking to three of Longbeach Village's beloved restaurants, making it easy to embrace the island lifestyle. Designed for effortless indoor-outdoor living, the home features an enlarged rear deck, fully equipped outdoor kitchen, outdoor shower, and a gas fire pit—creating the perfect setting for entertaining or unwinding after a day at the beach. Hurricane-impact sliding glass doors provide a seamless connection to the outdoor living spaces while filling the home with natural light. The home's curb appeal has been thoughtfully elevated with an updated exterior stucco finish, classic Bahama shutters, an artistic shell stone paver driveway, new professional landscaping, and landscape lighting that enhances the property after sunset. Inside, refinished hardwood floors bring warmth and character throughout, while sleek glass railings in the loft add a contemporary architectural element. The primary suite is enhanced with custom California Closet built-ins, providing exceptional organization and storage. Additional improvements include a new air conditioning system (2023), Tesla electric vehicle charging station, and an irrigation system. Offering an exceptional location just steps from the Gulf beaches, within one of Longboat Key's most charming coastal enclaves, this meticulously updated home embodies the very best of island living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,761

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$766

Per sqft

Inside

FlooringCeramic Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Ground Level
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Shower · Shade Shutter(s) · Sliding Doors

Community & fees

HOA fee$467/mo
Taxes (2025)$17,566/yr
PetsCats OK, Dogs OK
CommunityWater Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,876 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$1,464
HOA fee — from the listing$467
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $134,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $134,900
Interest rate6.00%
Loan term

Estimated payment

$9,876/mo

Principal & interest$7,279
PMI (est., until 20% equity)$506
Property taxes (actual bill)$1,464
HOA / condo fee$467
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$766 vs $696

Days on market

27 vs 95 typical

Where $766/sqft sits among the 276 Longboat Key actives

122
67 · this home
45
15
11
16
$351–640$640–930$930–1220$1220–1509$1509–1799$1799+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Long Beach

Map of 392 FIREHOUSE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

Long Beach — neighborhood snapshot

Population

510

Median age

68

Median income

$137,083

Median home value

$892,600

Avg household

2

Households w/ children

3%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

113 of 276

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,349,000 $100K
Jun 28, 2026Listed at $1,449,000 · 27 days on market since
2004Built · CONRAD BEACH

Reality check

What actually sold near 392 FIREHOUSE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

611 HIBISCUS WAYSold · Jul ’25

$730,000

611 HIBISCUS WAY

3 bd · 2 ba · 1,723 sqft · $424/sqft · 219 DOM

691 LINLEY STREETSold · Jan ’26

$915,000

691 LINLEY STREET

2 bd · 2.5 ba · 1,820 sqft · $503/sqft · 235 DOM

560 CEDAR STREETSold · Dec ’25

$655,000

560 CEDAR STREET

3 bd · 3 ba · 1,824 sqft · $359/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 392 FIREHOUSE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 392 FIREHOUSE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

392 FIREHOUSE LANE FAQs

What would the monthly payment be for 392 FIREHOUSE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,876/mo — principal and interest, the actual property-tax bill, the $467/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 392 FIREHOUSE LANE?+

The association fee works out to $467 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 392 FIREHOUSE LANE?+

The most recent tax bill on record (2025) was $17,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 392 FIREHOUSE LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,349,000, this home is listed about 41% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 392 FIREHOUSE LANE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,349,000 runs 108% above the LONGBOAT KEY 34228 median — but at 1,761 sqft it's also 16% larger than the typical Longboat Key listing.

02Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $1,449,000, now $1,349,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of BRISTA REALTY LLC · Gina Ursini. MLS #A4698365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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