Eric Chery

SARABAY ROAD, OSPREY, FL, 34229

Active24 days on marketListed Jun 26, 2026MLS #A4698213

Priced 49% below the OSPREY 34229 medianBAY ACRES - RESUB

About this home

SARABAY ROAD

RARE OPPORTUNITY – WEST OF TRAIL -- OVERSIZED 0.32-ACRE CORNER HOMESITE in the sought-after Waterfront Community of Bay Acres in Osprey. Zoned RSF-2, the property offers the flexibility to build a custom home of approximately 4,500 square feet with a pool or design a smaller residence with a detached guest house or ADU. The lot is served by public water and sewer and includes a private well for a future irrigation system. Survey available. Bay Acres offers optional HOA access to a private 12-slip marina, community boat ramp, kayak and paddleboard launch, and dockage for qualifying vessels up to 22 feet. Surrounded by luxury homes and new construction, this prime location is just minutes from Nokomis Beach, Casey Key, Oscar Scherer State Park, the Legacy Trail, Pine View School, Downtown Venice, and downtown Sarasota. Vacant homesites west of the Trail are increasingly hard to find—don't miss this exceptional opportunity to build your dream home.

Facts & features

The home at a glance

0.32 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesUndetermined

Community & fees

Taxes (2025)$1,921/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,023 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,023/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sarabay Acres

Map of SARABAY ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Get to know Osprey. See the full Osprey guide →

Sarabay Acres — neighborhood snapshot

Population

1,075

Median age

65

Median income

$54,735

Median home value

$363,400

Avg household

2

Households w/ children

14%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $269,000 · 24 days on market since

Reality check

What actually sold near SARABAY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26 BAY ACRES AVENUESold · Sep ’25

$479,000

26 BAY ACRES AVENUE · same community

3 bd · 2 ba · 1,904 sqft · $252/sqft · 6 DOM

32 BAY AVENUESold · Jun ’26

$400,000

32 BAY AVENUE · same community

2 bd · 2 ba · 2,148 sqft · $186/sqft · 177 DOM

315 BAYSHORE DRIVESold · Feb ’26

$527,500

315 BAYSHORE DRIVE · same community

3 bd · 3 ba · 2,384 sqft · $221/sqft · 72 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SARABAY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SARABAY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

SARABAY ROAD FAQs

What would the monthly payment be for SARABAY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SARABAY ROAD?+

The most recent tax bill on record (2025) was $1,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at SARABAY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $269,000, this home is listed about 61% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to SARABAY ROAD?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GENEROUS PROPERTY · Mark Lyda. MLS #A4698213.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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