Eric Chery
$395,0002 bd2 ba1,255 sqft$315 /sqft$2,933 /mo all-in ↓

7204 JESSIE HARBOR DRIVE UNIT 7204, OSPREY, FL, 34229

Active34 days on marketListed Jun 19, 2026MLS #A4697473

Priced 22% below the OSPREY 34229 medianWaterfrontCondominiumHERON HOUSE

About this home

7204 JESSIE HARBOR DRIVE UNIT 7204

**BEAUTIFULLY UPDATED CONDO, WEST OF TRAIL! BRING YOUR BOAT & KAYAK for DIRECT ACCESS TO INTRACOASTAL WATERWAY and GULF OF MEXICO** Featuring 2 Beds and 2 Full Baths, this FULLY RENOVATED, 2ND FLOOR unit features an Impressive Kitchen with quartz counters, stainless steel appliances, new solid wood cabinets while the Spacious Owner’s Suite boasts custom built-in cabinets/closets and an equally Elegant Bath. CoreTec Vinyl Flooring throughout (except guest bedroom). Enjoy the serene and natural surroundings from your elevated, sprawling and screened balcony which is accessible from multiple rooms via sliding doors. This Secure and Gated Community offers the ultimate Florida Lifestyle! Amenities include Community Pool, Tennis and Pickleball Courts, Clubhouse with Fitness Center, Boat Dock (subject to availability), Kayak launch and storage, Gazebo with BBQ, etc. Private covered parking and storage are located on the ground level within the building. Blackburn Harbor is ideally situated in Osprey between Sarasota and Venice and is just minutes minutes from nationally ranked Pine View School, the Legacy Bike Trail, area Beaches and all that Gulf Coast living has to offer! **RECENTLY COMPLETED PROJECTS INCLUDE: ASPHALT PAVING, IRRIGATION, WALKWAYS, WALKWAY LIGHTING, LIGHTING at TENNIS AND PICKLEBALL COURTS, etc.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,255

Sqft

0 ac

Lot size

1

Garage

1985

Year built

One

Levels

$315

Per sqft

WaterfrontPark/Greenbelt & Water viewPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesEast
ParkingAssigned · Common · Covered · Ground Level · Guest
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$3,281/yr
PetsDogs OK, Yes
CommunityDock · Intracoastal Waterway · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$273
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$2,933/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$273
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$249KedgeAI estimate $281,677 · range $259K$328K$411K

vs edgeAI estimate

+40.2%

Days on market

34 vs 57 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sorrento

Map of 7204 JESSIE HARBOR DRIVE UNIT 7204 inside its neighborhood boundary

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sorrento — neighborhood snapshot

Population

2,609

Median age

61

Median income

$96,884

Median home value

$496,323

Avg household

2

Households w/ children

156

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $395,000 · 34 days on market since
1985Built · HERON HOUSE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7204 JESSIE HARBOR DRIVE UNIT 7204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7204 JESSIE HARBOR DRIVE UNIT 7204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7204 JESSIE HARBOR DRIVE UNIT 7204 FAQs

What would the monthly payment be for 7204 JESSIE HARBOR DRIVE UNIT 7204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7204 JESSIE HARBOR DRIVE UNIT 7204?+

The most recent tax bill on record (2025) was $3,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7204 JESSIE HARBOR DRIVE UNIT 7204?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $395,000, this home is listed about 43% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7204 JESSIE HARBOR DRIVE UNIT 7204?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OSPREY 34229 market on paper

$395,000 is 22% below the OSPREY 34229 median of $507,000, and at $315/sqft it sits under the Osprey average of $401.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GENEROUS PROPERTY · Mark Lyda. MLS #A4697473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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