Eric Chery
$895,0003 bd2.5 ba3,055 sqft$293 /sqft$6,166 /mo all-in ↓

5315 SAN REMO CIRCLE, WIMAUMA, FL, 33598

Active40 days on marketListed Jun 13, 2026MLS #A4696238

WaterfrontPrivate poolSingle Family ResidenceRIVERRANCH PRESERVE

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

Open House Hosted by Jennifer Flores, Realtor with Leslie Wells Realty

About this home

5315 SAN REMO CIRCLE

Set against nearly an acre of pristine waterfront in the exclusive gated community of Lake Toscana, this exceptional 2021-built Montalto model offers the perfect blend of luxury, privacy, and smart modern upgrades. Situated on .94 acres with an impressive 287 feet of southern-facing water frontage, this meticulously maintained home delivers over 3,055 square feet of thoughtfully designed living space, complete with a screened saltwater pool and countless high-end improvements. A long 200-foot extended driveway welcomes you home, leading to stunning custom double glass front doors that make an unforgettable first impression. Inside, you’ll find soaring tray ceilings, crown molding, porcelain tile throughout, hurricane-impact windows, and an open-concept floorplan designed for both everyday living and effortless entertaining. At the center of the home is a chef-inspired kitchen featuring dual oversized islands, Quantum quartz countertops, solid maple cabinetry with pull-outs, under-cabinet lighting, glass and natural stone backsplash, coffee bar, walk-in pantry, wall oven and microwave, and a newly installed 5-burner gas cooktop (2025). The spacious great room flows seamlessly to the outdoor living space through expansive sliding glass doors, creating the ideal indoor-outdoor lifestyle. The split-bedroom layout provides privacy for all, with a luxurious owner’s suite featuring tray ceilings, oversized windows overlooking the water, a spa-inspired bathroom with soaking tub, dual vanities, an open walk-in shower, water closet, linen storage, and an oversized walk-in closet. Additional flex spaces include a private office and media room, offering versatility for work, relaxation, or entertaining. Step outside into your private backyard retreat where the screened saltwater pool overlooks peaceful water views. The pool enclosure was fully rescreened in 2025 with upgraded material, and the back patio was extended with pavers to create an even larger entertainment space. Additional exterior enhancements include professionally sealed pavers with new polymeric sand (2025), new concrete curbing and decorative landscaping rock (2025), underground gutter drainage, and premium Volt landscape lighting. This home is packed with valuable upgrades and major improvements, including: • New architectural shingle roof (2025)• Paid-off solar panel system installed in 2025 with electric bills averaging only $14/month • Professional exterior painting completed March 2025 using Sherwin-Williams Loxon XP paint• New septic tank pump (2025)• New lift station pump (2025)• Extended driveway for additional parking• Custom CHI foam-insulated garage doors with tinted glass inserts• Polyaspartic-coated garage floors• New Samsung Bespoke glass-front refrigerator (2025)• Additional LP gas hookup for future outdoor kitchen, firepit, or grill• Micro-Air EasyStart Flex A/C soft starter for improved HVAC efficiency and smoother startup performance• Additional premium features include a 24kW Generac generator, Carrier 15 SEER HVAC, foam attic insulation, whole-home water softener system, reverse osmosis system, and Pentair pool automation. With nearly every major improvement already completed, this home offers peace of mind, energy efficiency, and luxury living at its finest. Tucked away in one of Tampa Bay’s most unique conservation communities, yet conveniently located near shopping, dining, top-rated schools, and easy access to Tampa, St. Pete, and Sarasota.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,055

Sqft

0.94 ac

Lot size

3

Garage

2021

Year built

One

Levels

$293

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Porcelain Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingHumidity Control
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$227/mo
Taxes (2025)$7,368/yr
PetsNo
CommunityFishing · Lake · Association Recreation - Owned · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Propane · Public · Street Lights · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,166 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$614
HOA fee — from the listing$227
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,166/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$614
HOA / condo fee$227
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Wimauma

Map of 5315 SAN REMO CIRCLE

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

WIMAUMA 33598 — neighborhood snapshot

Population

29,119

Median age

35.8

Median income

$91,649

Median home value

$352,800

Avg household

3.1

Households w/ children

3,648

For the school run

Hillsborough County School District

ElementaryWimauma Elementary School★★★★★
MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 156% above the WIMAUMA 33598 median. See the full Wimauma market guide →

Paper trail

This home's history

Jun 13, 2026Listed at $895,000 · 40 days on market since
2021Built · RIVERRANCH PRESERVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5315 SAN REMO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5315 SAN REMO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5315 SAN REMO CIRCLE FAQs

What would the monthly payment be for 5315 SAN REMO CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,166/mo — principal and interest, the actual property-tax bill, the $227/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5315 SAN REMO CIRCLE?+

The association fee works out to $227 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5315 SAN REMO CIRCLE?+

The most recent tax bill on record (2025) was $7,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5315 SAN REMO CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $895,000, this home is listed about 142% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5315 SAN REMO CIRCLE?+

Wimauma Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LESLIE WELLS REALTY, INC. · Jennifer Flores, PLLC. MLS #A4696238.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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