106 CHIPOLA DRIVE, GEORGETOWN, FL, 32139
Active49 days on marketListed Jun 4, 2026MLS #A4695933
About this home
106 CHIPOLA DRIVE
Discover the potential of this spacious vacant lot located at 106 Chipola Drive in the peaceful Georgetown community of Putnam County, Florida. Surrounded by natural beauty and outdoor recreation, this property offers an excellent opportunity to build your dream home, vacation retreat, or investment property in a growing area. Enjoy the relaxed lifestyle of Georgetown while remaining close to major roadways, including County Road 309, State Road 20, and U.S. Highway 17, providing convenient access to Palatka, Crescent City, and surrounding Central Florida destinations. The area is known for its proximity to Lake George, the St. Johns River, and countless opportunities for boating, fishing, hiking, and wildlife viewing. Whether you are looking for a private homesite or a long-term land investment, this property offers outstanding value and flexibility. Don’t miss the chance to own land in one of Florida’s hidden gems, where nature, recreation, and future growth come together in an attractive and affordable location.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 CHIPOLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
101 SE 3RD STREET · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Jan ’26$110,000
177 PALM DRIVE
2 bd · 1.5 ba · 1,044 sqft · $105/sqft · 18 DOM
Sold · Mar ’26$340,000
133 SEMINOLE TRAIL
2 bd · 1 ba · 1,247 sqft · $273/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 CHIPOLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 CHIPOLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
106 CHIPOLA DRIVE FAQs
What would the monthly payment be for 106 CHIPOLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 106 CHIPOLA DRIVE?+
The most recent tax bill on record (2025) was $110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $10,490, this home is listed about 98% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 106 CHIPOLA DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GEORGETOWN 32139 market on paper
$10,490 is 25% below the GEORGETOWN 32139 median of $14,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $10,500, now $10,490 — a $10 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STARLINK REALTY · Arturo Sanchez Caram, PA. MLS #A4695933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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