HILLS ROAD, MELROSE, FL, 32666
Active54 days on marketListed May 30, 2026MLS #A4695418
About this home
HILLS ROAD
Spacious 2-acre property that would make the best camping or weekend getaway retreat. Owner Financing available with 20% down. You have Electricity right up front at the road, with no wetlands or flood zones. Mobile or Manufactured homes are also allowed in this neighborhood. Centrally located to all the hustle and bustle of Melrose and Keystone Heights.
Facts & features
The home at a glance
2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$375 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$375/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near HILLS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$150,000
8186 COUNTY LINE ROAD
2 bd · 2 ba · 1,080 sqft · $139/sqft · 64 DOM
Sold · Sep ’25$270,000
8118 COUNTY LINE ROAD
3 bd · 2 ba · 1,152 sqft · $234/sqft · 48 DOM
Sold · Oct ’25$251,600
5784 S CRATER LAKE CIRCLE
3 bd · 2 ba · 1,242 sqft · $203/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about HILLS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for HILLS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
HILLS ROAD FAQs
What would the monthly payment be for HILLS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $375/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on HILLS ROAD?+
The most recent tax bill on record (2025) was $488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $27,490, this home is listed about 93% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to HILLS ROAD?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Karl Erickson. MLS #A4695418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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