32 PALM DRIVE, PLACIDA, FL, 33946
Active66 days on marketListed May 15, 2026MLS #A4693568
About this home
32 PALM DRIVE
Welcome to your private island escape on exclusive Palm Island, a hidden gem along Florida’s Gulf Coast accessible only by private boat or ferry service. Located just two blocks from one of the most secluded and pristine beaches in Southwest Florida, this beautifully updated coastal retreat offers the rare combination of privacy, tranquility, and true Old Florida charm. Surrounded by natural beauty and peaceful island living, this 3-bedroom, 2-bath home renovated in 2021 features an open floor plan filled with natural light, coastal finishes, and seamless indoor/outdoor living. Step outside to your oversized screened lanai overlooking a stunning saltwater pool built in 2022 — perfect for entertaining or relaxing after a day at the beach. Enjoy shelling, shark teeth hunting, fishing, boating, golf cart rides, and breathtaking sunsets without the crowds. Offered fully furnished and move-in ready, this property is ideal as a full-time residence, vacation getaway, or income-producing rental. Additional upgrades include a new roof and blown-in insulation completed in 2023. This was a private part-time residence and not a rental (so it's in pristine shape). If you’ve been searching for a true island lifestyle with quiet beaches, privacy, and relaxed coastal living, 32 Palm Drive delivers an experience that’s becoming harder and harder to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,430
Sqft
0.35 ac
Lot size
2006
Year built
One
Levels
$559
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,605 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,605/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.3%
$/sqft vs Placida actives
$559 vs $381
Days on market
66 vs 91 typical
Where $559/sqft sits among the 170 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
71 of 170
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2183% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 32 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,165,000
40 GASPARILLA WAY · same community
3 bd · 2.5 ba · 1,664 sqft · $700/sqft · 10 DOM
Sold · May ’26$1,450,000
391 KETTLE HARBOR DRIVE · same community
3 bd · 2.5 ba · 1,691 sqft · $857/sqft · 132 DOM
Sold · Jun ’26$950,000
100 S GULF BOULEVARD · same community
3 bd · 2.5 ba · 1,152 sqft · $825/sqft · 299 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
32 PALM DRIVE FAQs
What would the monthly payment be for 32 PALM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 32 PALM DRIVE?+
The most recent tax bill on record (2025) was $10,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32 PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $799,000, this home is listed about 23% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 32 PALM DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 2183% above the PLACIDA 33946 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4693568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 32 PALM DRIVE but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →