4603 LEXINGTON CIRCLE, BRADENTON, FL, 34210
Active82 days on marketListed May 2, 2026MLS #A4692286
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Sun, Jul 26
1:00 PM – 4:00 PM
NEW PRICE! LAKE FRONT TURNKEY FURNISHED VILLA nestled on cul-de-sac with covered and open patios in bay and canal front community. Clubhouse has it all! Easy access to bay and gulf. Be just minutes by boat, bike, and car from Anna Maria Island's sugar white sandy beaches, unique shops and delicious dining!
About this home
4603 LEXINGTON CIRCLE
PICTURESQUE LAKE VIEWS AND AN EXCEPTIONAL VALUE IN COASTAL LIVING! Imagine waking up to tranquil water views, with jumping mullet, diving pelicans, and majestic ospreys soaring overhead. Tucked away on a peaceful peninsula cul-de-sac in the highly sought-after Lexington Circle of Mt Vernon on Sarasota Bay, this turnkey furnished lakefront villa offers the blend of comfort, privacy, and relaxed coastal living. NOT READY TO RETIRE, BUY NOW and start enjoying the benefits immediately! Rent the property during the peak season until you're ready to retire, while still using it yourself throughout the rest of the year as your schedule allows. Seasonal rental income can help offset your ownership costs. ENJOY THE EASE of single-level living in an open-concept floor plan designed for both everyday living and entertaining. The concrete block construction provides peace of mind along with the association’s responsibility for the villa’s exterior, including the roof! TWO SPACIOUS BEDROOMS are thoughtfully positioned on opposite sides for maximum privacy for everyone, making this villa ideal for hosting family and friends. THE PRIMARY SUITE features an ensuite bathroom, a large walk-in closet to organize your belongings, pull-down attic stairs to easily access additional storage space, and a charming bay window with a built-in window seat overlooking the sparkling lake. THE BRIGHT, CHEERFUL KITCHEN showcases updated appliances, a closet pantry, and a convenient breakfast bar that opens to the main living area; just perfect for enjoying both conversation and the view! OUTDOORS- Enjoy a covered front patio with water views and at the back of the villa, an open patio overlooks the water too, offering two peaceful settings to relax or entertain in the sun or shade. The poly pebble surface is both durable and designed to minimize puddling. There is also excellent potential to expand the rear patio and extend the outdoor living space behind the carport, creating your own waterfront entertainment retreat. THE ATTACHED CARPORT has a 12x5 secure storage area which is ideal for beach gear, sports equipment, and electric bikes. The private driveway provides you and your guests with additional parking options. THIS VILLA’S PRIME LOCATION offers you peaceful serenity. Experience it for yourself and schedule your private tour today. THIS MOVE-IN READY property is a wonderful opportunity to enjoy a vibrant community so close to all the conveniences and Anna Maria Island’s old Florida casual lifestyle. DUES COVER- water; sewer, trash, recycle, pest control, cable with HD box, internet with router, exterior maintenance/repairs/replacement, landscape maintenance, and insurance. COMMUNITY FEATURES- remodeled clubhouse, banquet room, billiards, ping-pong, library/game room, lakeside veranda, boat docks, heated pool, tennis, pickleball, shuffleboard, bocce ball, spa, sauna, workshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, many lakes, spacious grounds of nearly 90 acres teaming with Florida wildlife, and activities/socials! MOUNT VERNON ON SARASOTA BAY is amenity rich & maintenance free, offering an unparalleled lifestyle & great value. Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops & delicious dining. ENJOY THE BEST of coastal living with comfort & breathtaking surroundings. Make an offer today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,314
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,238 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.2%
Days on market
82 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4603 LEXINGTON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4603 LEXINGTON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4603 LEXINGTON CIRCLE FAQs
What would the monthly payment be for 4603 LEXINGTON CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,238/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4603 LEXINGTON CIRCLE?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4603 LEXINGTON CIRCLE?+
The most recent tax bill on record (2025) was $3,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4603 LEXINGTON CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $315,000, this home is listed about 20% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4603 LEXINGTON CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$315,000 runs 47% above the BRADENTON 34210 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $328,000, now $315,000 — a $13K cut. The full history is in the market section below.
Listing courtesy of WAGNER REALTY · Cheryl Carson. MLS #A4692286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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