5238 MOREY FARMS LOOP, PALMETTO, FL, 34221
Active95 days on marketListed May 1, 2026MLS #A4692081
About this home
5238 MOREY FARMS LOOP
Resort Living & Ultimate Peace of Mind! Welcome to this meticulously maintained, model-like 3-bedroom 2.5 bath and a formal dining area Farnese home by Taylor Morrison in the sought-after Esplanade at Artisan Lakes. Enjoy panoramic, tranquil pond views and premium upgrades, including NEW Pella hurricane-impact windows and solar panels for ultra-low electric bills. This open-concept masterpiece features 8ft doors, crown molding, tray ceilings, and a chef’s kitchen with a massive island, natural gas stove, granite counters, and crowned cabinetry. The three-panel pocket sliders seamlessly blend indoor living with an extended covered, screened paver lanai—your private waterfront oasis. The luxury owner’s suite boasts a bay window water view, dual vanities, and a custom walk-in closet. Guests will love the private second bedroom with an ensuite bath. A versatile flex space with glass French doors & bay window serves as the perfect home office/den or both. Bonus Features : 3-car garage (perfect for golf cart/workshop), well-equipped laundry room with utility sink, storage and additional cabinetry, natural gas, tile roof, and reclaimed water irrigation. Esplanade offers a maintenance-free, resort lifestyle: 2 pools, fitness center, clubhouse, pickleball, tennis, dog parks, and an full time activities director. HOA includes cable, internet, and lawn care. Centrally located near I-75 with fast access to Tampa, St. Pete, Sarasota, and Gulf beaches. Less than 1 mile from the new Veterans Elementary School! Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,205
Sqft
0.18 ac
Lot size
3
Garage
2019
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,446 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,446/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Palmetto actives
$258 vs $205
Days on market
95 vs 57 typical
Where $258/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Artisan Lakes Esplanade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Artisan Lakes Esplanade — neighborhood snapshot
Population
1,934
Median age
55
Median income
$134,683
Median home value
$476,900
Avg household
2
Households w/ children
107
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5238 MOREY FARMS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$495,445
5263 MOREY FARMS LOOP · same community
3 bd · 2.5 ba · 2,216 sqft · $224/sqft · 68 DOM
Sold · Jan ’26$715,000
5334 MOREY FARMS LOOP · same community
3 bd · 3 ba · 2,340 sqft · $306/sqft · 35 DOM
Sold · Jan ’26$325,000
5426 RUSHMERE COURT · same community
2 bd · 2.5 ba · 1,582 sqft · $205/sqft · 324 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5238 MOREY FARMS LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5238 MOREY FARMS LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5238 MOREY FARMS LOOP FAQs
What would the monthly payment be for 5238 MOREY FARMS LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,446/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5238 MOREY FARMS LOOP?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5238 MOREY FARMS LOOP?+
The most recent tax bill on record (2025) was $5,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5238 MOREY FARMS LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $569,000, this home is listed about 44% above the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Which schools are assigned to 5238 MOREY FARMS LOOP?+
Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$569,000 runs 54% above the PALMETTO 34221 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $599,000, now $569,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Argelia Vidal. MLS #A4692081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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