6228 38TH STREET E, BRADENTON, FL, 34203
Active87 days on marketListed Apr 24, 2026MLS #A4690899
About this home
6228 38TH STREET E
This is the one! Charming and meticulously maintained 3BR/2BA home located in the well-established Regal Oaks community. Featuring an open floor plan with split bedrooms, this home offers both comfort and privacy. Enjoy the spacious screened-in lanai overlooking a lush, private backyard—your own peaceful oasis, perfect for relaxing or entertaining. Recent updates include a newer roof (2019), water heater (2023), and fresh interior and exterior paint. The home is located in a no flood zone, with no CDD and very low HOA fees, making it an excellent value. Location is key—conveniently situated between Sarasota and Bradenton with easy access to UTC, SR 70, University Pkwy, Lakewood Ranch, area beaches, Jiggs Landing, and a wide variety of shopping, dining, and entertainment options. Enjoy a short stroll to the nearby community pool and picnic area shaded by beautiful oak trees. Don’t miss this opportunity—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,322
Sqft
0.16 ac
Lot size
2
Garage
2001
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Bradenton actives
$272 vs $238
Days on market
87 vs 53 typical
Where $272/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Regal Oaks
Drive times from this address
Get to know Bradenton. See the full Bradenton guide →
Regal Oaks — neighborhood snapshot
Population
452
Median age
59
Median income
$83,313
Median home value
$365,200
Avg household
2
Households w/ children
26%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6228 38TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$249,999
2644 ROADSTER LANE · same community
2 bd · 2.5 ba · 1,350 sqft · $185/sqft · 12 DOM
Sold · Nov ’25$280,000
5752 LESABRE DRIVE · same community
2 bd · 2.5 ba · 1,350 sqft · $207/sqft · 65 DOM
Sold · May ’26$385,000
6130 36TH LANE E · same community
3 bd · 2 ba · 1,428 sqft · $270/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6228 38TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6228 38TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
6228 38TH STREET E FAQs
What would the monthly payment be for 6228 38TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,666/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6228 38TH STREET E?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6228 38TH STREET E?+
The most recent tax bill on record (2025) was $2,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6228 38TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $360,000, this home is listed about 9% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 6228 38TH STREET E?+
Marjorie G. Kinnan Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 50% above the BRADENTON 34203 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $375,000, now $360,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Melinda Vass. MLS #A4690899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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