
13225 WATERLEAF GARDEN CIRCLE, RIVERVIEW, FL, 33579
Active90 days on marketListed Apr 24, 2026MLS #A4690628
Come see it
Upcoming open house
Sun, Jul 26
1:00 PM – 3:00 PM
About this home
13225 WATERLEAF GARDEN CIRCLE
SELLER TO OFFER CREDITS TOWARDS CLOSING OR HOME AT ACCEPTED OFFER!! A home that seamlessly blends elevated design, modern upgrades, and effortless Florida living—welcome to 13225 Waterleaf Garden Circle, where every detail has been thoughtfully enhanced to deliver both style and function in one exceptional residence. Built in 2020 by DR Horton and featuring the sought-after Laurel floor plan, this beautifully appointed 3-bedroom + bonus room, 2-bath home spans 1,844 square feet and offers a true open-concept layout designed for today’s lifestyle. From the moment you step into the custom front entry foyer, you’re greeted by soaring high ceilings, fresh neutral interior paint, and a striking feature stone wall in the living room that creates a sophisticated focal point. The spacious great room flows effortlessly into a designer kitchen, where granite countertops, a wood-finish island, custom range hood, stone backsplash, and newer stainless appliances—including a newer stove and refrigerator—combine to create a space that is as functional as it is beautiful. A spacious pantry and added microwave station in the laundry area provide thoughtful convenience and extra storage. The private owner’s suite is a true retreat, highlighted by custom wood tray ceilings, rich wood flooring, and a generous walk-in closet. The spa-inspired ensuite bath features a soaking tub, new upgraded rain shower head, dual vanities with brand-new faucets, and a private water closet accented with a designer feature wall, creating a serene, elevated experience. Secondary bedrooms have been refreshed with brand-new carpet and new upgraded ceiling fans, ensuring comfort throughout the home. Step outside to an extended custom-colored concrete lanai with a full screen enclosure, designed for year-round enjoyment. Newly installed custom lanai blinds allow you to control shade and privacy, creating the perfect environment for relaxing or entertaining. The backyard is complemented by a timed irrigation system, making maintenance effortless. This home is also equipped with a suite of modern and practical upgrades, including a smart home system with ADT security panel, cameras, and video doorbell, high-impact windows with aluminum hurricane shutters, a new water softener system, new garbage disposal, and a meticulously maintained HVAC system serviced annually from 2023–2025. A unique highlight is the versatile bonus space off the laundry room, currently designed as an additional living/sleeping area with a sofa sleeper—perfect for guests, a media room, or home office. This space can easily be converted back to a full two-car garage if desired, offering flexibility to suit your needs. Located within the gated, amenity-rich Waterleaf community, residents enjoy maintenance-free living with lawn care included, along with cable, internet, and WiFi—all covered within the HOA. The community also features a resort-style pool, clubhouse, fitness stations, dog park, and scenic walking trails, all set within a peaceful neighborhood tucked away from main roads yet conveniently close to shopping, dining, schools, and major commuter routes. This is more than just a home—it’s a refined, move-in-ready lifestyle defined by thoughtful upgrades, modern comfort, and the ease of Florida living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,844
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Riverview actives
$198 vs $185
Days on market
90 vs 33 typical
Where $198/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
201 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 13225 WATERLEAF GARDEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
11944 CROSS VINE DRIVE · same community
3 bd · 2 ba · 1,722 sqft · $186/sqft · 200 DOM
Sold · Apr ’26$385,000
11935 CROSS VINE DRIVE · same community
3 bd · 2 ba · 1,722 sqft · $224/sqft · 23 DOM
Sold · Jun ’26$365,000
11934 CROSS VINE DRIVE · same community
4 bd · 2 ba · 2,046 sqft · $178/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13225 WATERLEAF GARDEN CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13225 WATERLEAF GARDEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13225 WATERLEAF GARDEN CIRCLE FAQs
What would the monthly payment be for 13225 WATERLEAF GARDEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,356/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13225 WATERLEAF GARDEN CIRCLE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13225 WATERLEAF GARDEN CIRCLE?+
The most recent tax bill on record (2025) was $9,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13225 WATERLEAF GARDEN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $364,999, this home is listed about 6% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13225 WATERLEAF GARDEN CIRCLE?+
Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RIVERVIEW 33579 market on paper
$364,999 is 4% below the RIVERVIEW 33579 median of $379,000, and at $198/sqft it sits under the Riverview average of $199.
02Time on market is leverage
90 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $369,000, now $364,999 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tyler Hahne. MLS #A4690628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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