16632 GROTTO STEAM PLACE, WIMAUMA, FL, 33598
Active117 days on marketListed Mar 25, 2026MLS #A4687596
About this home
16632 GROTTO STEAM PLACE
Southshore Bay Townhome | Wimauma, FL | All-Block Construction | 5-Acre Crystal Lagoon Community Most Florida communities promise resort living. Southshore Bay actually delivers it, anchored by a stunning 5-acre Metro Lagoon where you can swim, kayak, and paddleboard right in your own neighborhood. No membership fees. No driving to the water. Just walk out and get in. This all-concrete-block townhome (both levels) is built to outlast Florida's toughest seasons, and comes fully loaded with a smart home system that makes managing your property effortless — whether you're living here full-time or escaping here seasonally. The location is the other half of the story. Tucked just off State Road 674 in Wimauma with I-75 minutes away, you're looking at roughly 30 minutes to downtown Tampa, easy shots to St. Pete, the Gulf Coast beaches, and Sarasota. Bay access, top golf courses, waterfront dining, and everyday shopping are all within your orbit. Whether you're searching for a primary home, a second home with real rental demand, or a turnkey investment in one of the most in-demand resort communities south of Tampa — this checks every box. Concrete block. Smart home. Crystal lagoon. I-75 access. This combination doesn't sit long. Southshore Bay | Wimauma FL 33598 | Near Apollo Beach, Ruskin, Sun City Center | Minutes to I-75 | Tampa Bay Area Waterfront Living
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,695
Sqft
0.05 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Wimauma actives
$158 vs $183
Days on market
117 vs 44 typical
Where $158/sqft sits among the 272 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Get to know Wimauma. See the full Wimauma guide →
WIMAUMA 33598 — neighborhood snapshot
Population
29,119
Median age
35.8
Median income
$91,649
Median home value
$352,800
Avg household
3.1
Households w/ children
3,648
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
149 of 272
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the WIMAUMA 33598 median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16632 GROTTO STEAM PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$365,000
1647 EMERALD DUNES DRIVE
3 bd · 2 ba · 1,679 sqft · $217/sqft · 122 DOM
Sold · May ’26$352,340
5933 BALLAST DRIVE
4 bd · 2 ba · 1,715 sqft · $205/sqft · 0 DOM
Sold · Jul ’26$334,800
5930 BALLAST DRIVE
4 bd · 2 ba · 1,715 sqft · $195/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16632 GROTTO STEAM PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16632 GROTTO STEAM PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
16632 GROTTO STEAM PLACE FAQs
What would the monthly payment be for 16632 GROTTO STEAM PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,181/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16632 GROTTO STEAM PLACE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16632 GROTTO STEAM PLACE?+
The most recent tax bill on record (2025) was $3,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16632 GROTTO STEAM PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $267,000, this home is listed about 28% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16632 GROTTO STEAM PLACE?+
Wimauma Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WIMAUMA 33598 market on paper
$267,000 is 24% below the WIMAUMA 33598 median of $350,000, and at $158/sqft it sits under the Wimauma average of $205.
02Time on market is leverage
117 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $289,999, now $267,000 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michael Dailey. MLS #A4687596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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