13176 COOPER ROAD, SPRING HILL, FL, 34609
Active125 days on marketListed Mar 20, 2026MLS #A4686427
About this home
13176 COOPER ROAD
Meticulously maintaned executive home offers an impressive combination of modern upgrades, energy efficiency, and exceptional outdoor living all situated on a spacious one-acre lot with no HOA or CDD fees. With extensive improvements throughout, the property features a new roof (2025), fresh exterior paint, and a solar hot water system for added efficiency. The home includes an attached oversized 3-car garage as well as a detached 1.5-car garage, with the detached garage insulated and equipped with a window A/C unit, commercial fan, and upgraded lighting. Additional exterior enhancements include gutters, landscape curbing, well for irrigation, and a backup generator. The backyard is designed for relaxation and entertaining, featuring a 14 x 24 pool with a salt chlorination system, new tile, recessed lighting with fans, along with two 12x16 aluminum sheds with roll-up doors. Inside, the home has been thoughtfully updated with all new appliances, new tile flooring, new vinyl flooring in the primary bedroom. Both bathrooms feature granite countertops and double sink vanities, and the primary suite includes a large jetted tub and a spacious shower with three shower heads. Additional interior upgrades include custom oak built-ins in the living room and office, powered shades, all new blinds and Levolor window coverings, a whole-house music system extending to the lanai, a mini-split AC system in the primary bedroom making this a move-in ready home with exceptional features and long-term value.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,863
Sqft
1 ac
Lot size
4
Garage
2001
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,970 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,970/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.9%
Days on market
125 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13176 COOPER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13176 COOPER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13176 COOPER ROAD FAQs
What would the monthly payment be for 13176 COOPER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13176 COOPER ROAD?+
The most recent tax bill on record (2025) was $4,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $775,000, this home is listed about 125% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13176 COOPER ROAD?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$775,000 runs 128% above the SPRING HILL 34609 median — but at 2,863 sqft it's also 57% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
125 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
Listing courtesy of REDFIN CORPORATION · Robin Gonzalez. MLS #A4686427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 13176 COOPER ROAD but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →