Eric Chery
$219,900$249,9002 bd2 ba1,345 sqft$163 /sqft$1,624 /mo all-in ↓

6108 PENNY LANE, BRADENTON, FL, 34207

Active149 days on marketListed Mar 6, 2026MLS #A4684798

Reduced $30KCondominiumVIVIENDA AT BRADENTON II

Come see it

Upcoming open house

Sun, Aug 9

1:00 PM – 3:00 PM

Looking for two bedroom, two bath one car, garage and extra parking? This is a pet friendly and not age restricted section of the community.

About this home

6108 PENNY LANE

Virtually Staged. Home warranty included! Spacious pet-friendly villa with garage, oversized driveway parking, and hurricane impact windows in a desirable non-age-restricted Bradenton community just minutes from IMG Academy, SRQ Airport, and the beautiful beaches of Anna Maria Island. Located in a no-flood zone on a quiet cul-de-sac, this well-maintained 2-bedroom, 2-bath home offers easy, maintenance-free Florida living ideal for seasonal or full-time residents. Inside, you’ll find a bright and functional layout with spacious living and dining areas, generously sized bedrooms, and abundant natural light throughout. The condo association maintains the roof, which was replaced approximately 4 years ago, and the home also features newer gutters and downspouts plus hurricane impact windows with a lifetime warranty for added peace of mind. A rare extended driveway provides parking for up to four vehicles in addition to the 1-car garage. Furnishings are negotiable, making this an affordable Florida getaway and an excellent opportunity to move right in or personalize over time. Residents enjoy a community pool just steps away along with a convenient location near restaurants, shopping, golf, fishing, kayaking, live music, and fresh seafood dining. Downtown Sarasota, Gulf Coast beaches, and everyday conveniences are all just a short drive away. Great opportunity to own an affordable Florida retreat in a highly convenient West Bradenton location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,345

Sqft

0.06 ac

Lot size

1

Garage

1981

Year built

One

Levels

$163

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorSplit Bedroom
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingCircular Driveway
ExteriorNone · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$864/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,624 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2024 actual bill$72
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,697
Interest rate6.00%
Loan term

Estimated payment

$1,624/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$72
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$199KedgeAI estimate $219,437 · range $207K$251K$261K

vs edgeAI estimate

+0.2%

$/sqft vs Bradenton actives

$163 vs $249

Days on market

149 vs 53 typical

Where $163/sqft sits among the 400 Bradenton actives

105 · this home
99
90
45
24
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 6108 PENNY LANE

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34207 — neighborhood snapshot

Population

33,840

Median age

47.2

Median income

$49,162

Median home value

$122,100

Avg household

2.28

Households w/ children

2,697

For the school run

Manatee County School District

HighBayshore High School★★★★
MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

199 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the BRADENTON 34207 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,900 $30K
Mar 6, 2026Listed at $249,900 · 149 days on market since
1981Built · VIVIENDA AT BRADENTON II

Reality check

What actually sold near 6108 PENNY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3109 VIVIENDA BOULEVARD UNIT 37Sold · Sep ’25

$275,000

3109 VIVIENDA BOULEVARD UNIT 37 · same community

3 bd · 2 ba · 1,396 sqft · $197/sqft · 32 DOM

6102 PENNY LANESold · Oct ’25

$250,000

6102 PENNY LANE · same community

2 bd · 2 ba · 1,425 sqft · $175/sqft · 157 DOM

3210 60TH AVENUE WSold · Jan ’26

$267,000

3210 60TH AVENUE W · same community

2 bd · 2 ba · 1,443 sqft · $185/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6108 PENNY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6108 PENNY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

6108 PENNY LANE FAQs

What would the monthly payment be for 6108 PENNY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,624/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6108 PENNY LANE?+

The most recent tax bill on record (2024) was $864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6108 PENNY LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $219,900, this home is listed about 44% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 6108 PENNY LANE?+

Bayshore High School (high), Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$219,900 runs 69% above the BRADENTON 34207 median.

02Time on market is leverage

149 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $219,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Kerre Allman. MLS #A4684798.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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