Eric Chery
$1,250,000$1,550,0004 bd3 ba2,700 sqft$463 /sqft$7,377 /mo all-in ↓

1126 COUNTY ROAD 665, ONA, FL, 33865

Active291 days on marketListed Oct 6, 2025MLS #A4667224

Reduced $300KSingle Family ResidenceSTERLING OAKS

About this home

1126 COUNTY ROAD 665

Saddle up and bring the whole crew to this true working ranch and barndominium-style home on 10 usable acres, complete with big barns, arena, guest quarters, and serious storage—all in a peaceful country setting about 30 minutes from Bradenton, Arcadia, Lakeland, and Lakewood Ranch. This is not just a house on land; it is a fully functional ranch set up for horses, cattle, 4-H projects, and collectors. The main residence is built inside a barn, giving you the character and versatility barndominium buyers love, surrounded by lush landscaping and wide-open views. For car enthusiasts, RV owners, or serious hobbyists, a massive outbuilding (formerly used as a museum) offers generous enclosed space, office area, and extensive covered storage with dedicated motorhome/RV parking—an incredible opportunity to house a collection, shop, or business equipment in one place. Horse and cattle folks will appreciate the 70x100 open barn, riding arena, cattle chutes, and full perimeter fencing—ready to work from day one. A separate 2 bedroom, 2 bath mobile home is ideal for guests, extended family, or ranch help, creating a true multi-use compound. With no HOA, no flood insurance required, and plenty of room for trailers, rigs, equipment, and animals, you’re free to actually use the land the way you want. For buyers wanting an even larger spread, an adjoining 11 acres can be purchased with this home and improvements for a total of approximately 21 acres at a package price of $1,450,000—ask for details. If you’ve been waiting for a place to keep your own horses, cattle, 4-H projects, and a serious car/RV collection at home, this working ranch is a must-see.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,700

Sqft

21 ac

Lot size

5

Garage

2020

Year built

One

Levels

$463

Per sqft

FireplacePark/Greenbelt & Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Range · Refrigerator · Tankless Water Heater · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionMetal Frame
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingCovered · Oversized · Parking Pad · RV Carport · RV Parking
ExteriorFrench Doors · Storage

Community & fees

Taxes (2024)$37/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,377 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2024 actual bill$3
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$7,377/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$3
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ona

ONA 33865 — neighborhood snapshot

Population

388

Median age

59.4

Median income

$62,188

Avg household

2.02

Households w/ children

48%

The numbers that matter

The Ona market

$450K$445K

Ona median sold, yr/yr

Median sold price, Ona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the ONA 33865 median. See the full Ona market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,250,000 $300K
Oct 6, 2025Listed at $1,550,000 · 291 days on market since
2020Built · STERLING OAKS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1126 COUNTY ROAD 665 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1126 COUNTY ROAD 665 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1126 COUNTY ROAD 665 FAQs

What would the monthly payment be for 1126 COUNTY ROAD 665?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,377/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1126 COUNTY ROAD 665?+

The most recent tax bill on record (2024) was $37. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1126 COUNTY ROAD 665?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ona?+

At $1,250,000, this home is priced right at the Ona median.

The brief

Three things that matter here

01Positioned at the premium end

$1,250,000 runs 127% above the ONA 33865 median.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $1,550,000, now $1,250,000 — a $300K cut. The full history is in the market section below.

Listing courtesy of LESLIE WELLS REALTY, INC. · Leslie Wells. MLS #A4667224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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