5707 45TH STREET E UNIT 109, BRADENTON, FL, 34203
Active489 days on marketListed Mar 22, 2025MLS #A4643196
About this home
5707 45TH STREET E UNIT 109
Great home, Great Complex...Great price! Put your touches on this 2-bedroom, 2 full bathroom home that just had a brand new 3-layer TPO roof; covering the carport and lanai in addition to main roof and 3 new triple pane windows installed and newer laminate flooring. Gold Tree is a gated community with low monthly fees of $292 covering cable TV, internet, community Pool, grounds maintenance including your lawn service, sewer, trash and water & weekly mowing of your lawn. The park is located near shopping, banking, eateries, hospitals, Benderson Park, UTC Mall, Riverwalk and best of all the beautiful beaches always among the top in the U.S. There is lots of activities listed in your monthly newsletter or posted on boards outside the clubhouse. There are holiday parties, potlucks, dances, coffee and donuts, lunches, dinners, outings and more. Looking for a place to park your RV, boat or motorhome? There is an onsite storage yard. Association says 55+, rentals allowed, and your pets are welcome!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,118
Sqft
0.12 ac
Lot size
1988
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,687 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,687/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs Bradenton actives
$156 vs $237
Days on market
489 vs 53 typical
Where $156/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34203 — neighborhood snapshot
Population
39,109
Median age
50.8
Median income
$68,030
Median home value
$302,500
Avg household
2.29
Households w/ children
3,632
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5707 45TH STREET E UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$174,900
5707 45TH STREET E UNIT 253 · same community
2 bd · 2 ba · 1,115 sqft · $157/sqft · 2 DOM
Sold · Feb ’26$225,000
5707 45TH STREET E UNIT 180 · same community
2 bd · 2 ba · 1,125 sqft · $200/sqft · 304 DOM
Sold · Jan ’26$150,000
5707 45TH STREET E UNIT 136 · same community
2 bd · 2 ba · 1,100 sqft · $136/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5707 45TH STREET E UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5707 45TH STREET E UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5707 45TH STREET E UNIT 109 FAQs
What would the monthly payment be for 5707 45TH STREET E UNIT 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,687/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5707 45TH STREET E UNIT 109?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5707 45TH STREET E UNIT 109?+
The most recent tax bill on record (2024) was $1,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5707 45TH STREET E UNIT 109?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $174,000, this home is listed about 56% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5707 45TH STREET E UNIT 109?+
Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34203 market on paper
$174,000 is 28% below the BRADENTON 34203 median of $240,000, and at $156/sqft it sits under the Bradenton average of $264.
02Time on market is leverage
489 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $200,000, now $174,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MS REALTY MICKEY SCHWEITZER & ASSOCIATES LLC · Pat Reid-Bachert. MLS #A4643196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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