
4407 E 20TH STREET, ALVA, FL, 33920
Active503 days on marketListed Mar 4, 2025MLS #A4641364
About this home
4407 E 20TH STREET
OFFERING SELLER FINANCING! Take advantage of this rare opportunity to own vacant residential land with flexible seller financing terms. Purchase this property with $5,000 down and finance the remaining balance over 36 months at 8% interest, resulting in affordable estimated monthly payments of approximately $467 *GREAT OPPORTUNITY TO BUILD YOUR DREAM HOME IN ALVA IN SWFL PARADISE!* This OVERSIZED CORNER LOT with 0.2501-acre VACANT RESIDENTIAL LOT in ALVA close to NE Lehigh Acres offers an EXCEPTIONAL OPPORTUNITY TO CREATE YOUR IDEAL LIVING SPACE! Perfectly situated for BUILDING A CUSTOM HOME, this SPACIOUS PROPERTY measures 104 feet by 105 feet, providing a generous 10,894 sq ft OF LAND TO BRING YOUR VISION TO LIFE! The lot is SQUARE and once CLEARED, it is READY FOR CONSTRUCTION: design a home with plenty of room for both INDOOR and OUTDOOR LIVING! Imagine waking up in your new home and stepping outside to enjoy the Florida sunshine and refreshing breezes. With ample space, you could create an outdoor paradise - whether it's a POOL, a GARDEN, or a BEAUTIFUL PATIO for ENTERTAINING FAMILY and FRIENDS. This EXCEPTIONAL RESIDENTIAL VACANT LOT offers a highly desirable SOUTH REAR EXPOSURE with abundant NATURAL LIGHT throughout the day and providing a BRIGHT, WELCOMING ATMOSPHERE for YOUR FUTURE HOME. With a NORTH-FACING REAR, you'll enjoy COOLER AFTERNOONS and GORGEOUS SUNRISES, while benefiting from IMPROVED ENERGY EFFICIENCY, as the lot is positioned to MINIMIZE HEAT GAIN. Whether you're looking to BUILD A CONTEMPORARY DESIGN with EXPANSIVE WINDOWS or create a LUSH GARDEN OASIS, this LOT'S ORIENTATION offers both PRACTICAL and AESTHETIC ADVANTAGES, making it the IDEAL CANVAS for your DREAM PROPERTY! Located close to STATE ROAD 80, this lot provides EASY ACCESS to nearby amenities, schools, and recreational areas! It’s also in an ideal position for exploring Florida’s natural beauty and outdoor activities, with a creek bordering the back of the property for ADDED PRIVACY! This lot is situated in ZONE X, meaning NO FLOOD INSURANCE is required upon construction. The location is also HIGHLY ACCESSIBLE, with connections to the E-W 80 CORRIDOR leading to I-75, making travel easy whether you're heading NORTH toward Fort Myers, Punta Gorda, Venice, and Sarasota, or SOUTH to Bonita Springs, Naples, and Marco Island. SWFL INTERNATIONAL AIRPORT is just 27 miles away, adding to the CONVENIENCE. DON'T MISS THIS CHANCE TO SECURE A VALUABLE PIECE OF LAND IN A PRIME LOCATION! WHETHER YOU ARE LOOKING TO BUILD A FOREVER HOME OR MAKE AN INVESTMENT FOR THE FUTURE, this lot offers THE PERFECT OPPORTUNITY FOR YOUR NEXT PROJECT! ACT NOW AND TURN YOUR DREAM INTO REALITY!!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$314 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$314/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Joel
Get to know Alva. See the full Alva guide →
Joel — neighborhood snapshot
Population
17,190
Median age
41
Median income
$67,605
Median home value
$271,449
Avg household
3
Households w/ children
1,815
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alva market
$525K → $385K
Alva median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Alva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the ALVA 33920 median. See the full Alva market guide →
Paper trail
This home's history
Reality check
What actually sold near 4407 E 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$254,900
460 COLUMBUS BOULEVARD S · same community
3 bd · 2 ba · 1,188 sqft · $215/sqft · 72 DOM
Sold · Dec ’25$240,000
3801 20TH STREET E · same community
3 bd · 2 ba · 1,188 sqft · $202/sqft · 104 DOM
Sold · Dec ’25$239,900
3707 20TH STREET E · same community
3 bd · 2 ba · 1,188 sqft · $202/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4407 E 20TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4407 E 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4407 E 20TH STREET FAQs
What would the monthly payment be for 4407 E 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $314/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4407 E 20TH STREET?+
The most recent tax bill on record (2024) was $342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Alva?+
At $19,900, this home is listed about 96% below the Alva median of $472,729. The market section on this page shows how the area is trending.
Which schools are assigned to 4407 E 20TH STREET?+
Lehigh Acres Middle School (middle), Lehigh Elementary School (elementary), Mirror Lakes Elementary School (elementary), G. Weaver Hipps Elementary School (elementary), East Lee County High School (high), Lehigh Senior High School (high), Gateway High School (high), Riverdale High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ALVA 33920 market on paper
$19,900 is 93% below the ALVA 33920 median of $299,000.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
503 days on market against a Alva median of 2 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $22,000, now $19,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4641364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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