401 N POINT ROAD UNIT 301, OSPREY, FL, 34229
Active859 days on marketListed Mar 16, 2024MLS #A4603773
About this home
401 N POINT ROAD UNIT 301
Virtually Staged. Short Sale. Enter through the secure foyer and take the private elevator to the third floor where you will find this charming 3 bedroom, 3 bath residence. Situated at treetop level, overlooking the preserve and surrounding lush foliage, the interior is open and neutral, with lots of natural light. This unit is waiting for you to come and put your decorating touches on it and make it uniquely your own. Check out the virtually staged photos to help you imagine what you could do with this great floor plan. This condo offers space for year-round living, or to use as a welcoming winter retreat, with room for family and friends to visit. Wouldn’t it be lovely to sit on the private terrace and listen to the birds sing as the sun sets on another perfect day? The unit has a one car under building parking space. It is a short walk to the Meridian residents-only fitness room, spa and heated pool. The Oaks Club has two championship golf courses, 12 HAR TRU tennis courts (4 lighted), croquet and pickleball courts, a state-of-the art fitness center, junior Olympic community pool, and offers a wide variety of dining and recreational options, and social activities. When you open the door to your new home here, you have opened the door to the best in Gulf Coast country club living. Membership in The Oaks Club is required with homeownership. There is currently no waiting list for either Golf or Sports/Social membership.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,594
Sqft
2.41 ac
Lot size
2003
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.3%
$/sqft vs MERIDIAN AT THE OAKS PRESERVE
$177 vs $313
Days on market
859 vs 57 typical
Where $177/sqft sits among the 13 homes for sale in MERIDIAN AT THE OAKS PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osprey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osprey. See the full Osprey guide →
The numbers that matter
The Osprey market
$710K → $530K
Osprey median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
4 of 13
MERIDIAN AT THE OAKS PRESERVE have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the Osprey median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 N POINT ROAD UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$675,000
409 N POINT ROAD UNIT 501 · same community
3 bd · 3 ba · 2,594 sqft · $260/sqft · 576 DOM
Sold · Jan ’26$1,330,000
401 N POINT ROAD UNIT 901 · same community
3 bd · 3 ba · 2,594 sqft · $513/sqft · 760 DOM
Sold · Jul ’26$510,000
393 N POINT ROAD UNIT 301 · same community
3 bd · 3 ba · 2,594 sqft · $197/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 N POINT ROAD UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 N POINT ROAD UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
401 N POINT ROAD UNIT 301 FAQs
What would the monthly payment be for 401 N POINT ROAD UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,003/mo — principal and interest, the actual property-tax bill, the $367/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 N POINT ROAD UNIT 301?+
The association fee works out to $367 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 N POINT ROAD UNIT 301?+
The most recent tax bill on record (2023) was $6,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 N POINT ROAD UNIT 301?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $459,900, this home is listed about 34% below the Osprey median of $692,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Osprey market on paper
$459,900 is 34% below the Osprey median of $692,000, and at $177/sqft it sits under the Osprey average of $401.
02Time on market is leverage
859 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $459,900 — a $215K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4603773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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