Eric Chery
Short-Term Rental Eligible
$554,0005 bd3 ba$4,278 /mo all-in ↓

, DAVENPORT, FL, 33837

Active13 days on marketListed Jul 6, 2026MLS #A12048569

Single Family ResidenceGARDEN HILL AT PROVIDENCE

About this home

Welcome to this stunning single-family home located at 4519 Hillingdam Rd, Davenport, FL 33837. This beautiful property was built in 2024 and boasts a modern and luxurious design throughout. With 5 bedrooms, 3 bathrooms, and a spacious finished area of 3,200 sq.ft., this home provides plenty of space for comfortable living. As you step inside, you will be greeted by a bright and open floor plan that is perfect for both relaxing and entertaining. The living room features large windows that allow natural light to fill the space, creating a warm and inviting atmosphere. The kitchen is a chef's dream, with sleek countertops, stainless steel appliances, and plenty of cabinet space for storage. The master bedroom is a true retreat, complete with a walk-in closet and an ensuite bathroom featuring a double vanity, soaking tub, and separate shower. The four additional bedrooms are generously sized and share stylish full bathrooms, offering comfort and privacy for the whole family. The 3-car garage provides ample space for vehicles, storage, or a workshop — a rare and highly desirable feature Outside, you will find a spacious backyard perfect for enjoying the Florida sunshine, with plenty of room for outdoor activities, landscaping, or even creating your own garden oasis. Located in the desirable community of Davenport, this home offers easy access to shopping, dining, entertainment, and major roadways for convenient commuting.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2

Garage

2024

Year built

Other view

Inside

FlooringCarpet · Ceramic Floor
AppliancesDishwasher · Dryer · Electric Range · Microwave · Refrigerator · Wall Oven · Washer
InteriorFirst Floor Entry · Family Room · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete Block With Brick · CBS Construction
ViewOther
FacesNorth
ParkingCovered · Driveway · Guest

Community & fees

HOA fee$147/mo
Taxes (2025)$5,576/yr
CommunityClubhouse · Pool · Tennis Court(s) · Exercise Room · Gated Community · Golf Course Community

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,278 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,261
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$465
HOA fee — from the listing$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,390Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,390
Interest rate6.00%
Loan term

Estimated payment

$4,278/mo

Principal & interest$3,261
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$465
HOA / condo fee$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price5.0%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Providence

Map of  inside its neighborhood boundary

Drive times from this address

Walt Disney World40 min
Orlando Int’l Airport (MCO)52 min
Universal Orlando55 min
Downtown Orlando58 min

Providence is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $554,000 · 13 days on market since
2024Built · GARDEN HILL AT PROVIDENCE

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4152 EASTMINSTER ROADSold · Oct ’25

$538,020

4152 EASTMINSTER ROAD · same community

4 bd · 3 ba · 2,650 sqft · $203/sqft · 0 DOM

5470 LEWISHAM DRIVESold · Feb ’26

$369,990

5470 LEWISHAM DRIVE

4 bd · 2 ba · 1,824 sqft · $203/sqft · 5 DOM

5454 LEWISHAM DRIVESold · Apr ’26

$376,190

5454 LEWISHAM DRIVE

4 bd · 2 ba · 1,824 sqft · $206/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,278/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $5,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Davenport?+

At $554,000, this home is listed about 42% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$554,000 runs 71% above the DAVENPORT 33837 median.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Other views

The other view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of Great Properties International LLC · Sarai Torrealba. MLS #A12048569.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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