Eric Chery
$369,000$389,0002 bd1 ba809 sqft$456 /sqft$2,561 /mo all-in ↓

555 Harem Ave, Opa-Locka FL 33054, OPA-LOCKA, FL, 33054

Active31 days on marketListed Jun 24, 2026MLS #A12041365

Priced 6% below the OPA-LOCKA 33054 medianReduced $20KSingle Family ResidenceCURTISS PARK

About this home

555 Harem Ave, Opa-Locka FL 33054

Charming 2BR/1BA single-family home situated on an oversized lot with tremendous upside potential. Property features a newer roof installed approximately 2 years ago, ample parking, and plenty of space for expansion, additions, or future development. Ideal opportunity for investors, builders, or owner-occupants looking to add value. Conveniently located near major roadways, shopping, schools, and public transportation. Please see broker remarks for showing instructions.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

809

Sqft

1956

Year built

$456

Per sqft

Other view

Inside

FlooringTile
AppliancesMicrowave · Refrigerator · Wall Oven
InteriorFirst Floor Entry · Other
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewOther
FacesEast
ParkingDriveway
ExteriorRoom For Pool

Community & fees

Taxes (2025)$786/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,561 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$66
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,561/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$66
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $369K
$354KedgeAI estimate $425,199 · range $413K$441K$459K

vs edgeAI estimate

−13.2%

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside OPA-LOCKA 33054

Map of 555 Harem Ave, Opa-Locka FL 33054

OPA-LOCKA 33054 — neighborhood snapshot

Population

31,165

Median age

34.9

Median income

$42,779

Median home value

$291,700

Avg household

3.12

Households w/ children

3,687

For the school run

Dade County School District

ElementaryDr. Robert B. Ingram Elementary School★★★★★
MiddleNorth Dade Middle School★★★★
HighMiami Central Senior High School★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The OPA-LOCKA 33054 market

This home is listed 6% below the OPA-LOCKA 33054 median.

Paper trail

This home's history

CurrentPrice reduced to $369,000 $20K
Jun 24, 2026Listed at $389,000 · 31 days on market since
1956Built · CURTISS PARK

Reality check

What actually sold near 555 Harem Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

535 Harem Ave, Opa-Locka FL 33054Sold · Apr ’26

$439,000

535 Harem Ave, Opa-Locka FL 33054 · same community

2 bd · 1 ba · 929 sqft · $473/sqft · 63 DOM

1025 Curtiss Dr, Opa-Locka FL 33054Sold · Dec ’25

$440,000

1025 Curtiss Dr, Opa-Locka FL 33054 · same community

3 bd · 2 ba · 1,060 sqft · $415/sqft · 103 DOM

805 Sultan Ave, Opa-Locka FL 33054Sold · Jul ’26

$475,000

805 Sultan Ave, Opa-Locka FL 33054 · same community

3 bd · 2 ba · 1,145 sqft · $415/sqft · 431 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 555 Harem Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 555 Harem Ave — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

555 Harem Ave FAQs

What would the monthly payment be for 555 Harem Ave, Opa-Locka FL 33054?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,561/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 555 Harem Ave, Opa-Locka FL 33054?+

The most recent tax bill on record (2025) was $786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in OPA-LOCKA 33054?+

At $369,000, this home is listed about 6% below the OPA-LOCKA 33054 median of $392,400. The market section on this page shows how the area is trending.

Which schools are assigned to 555 Harem Ave, Opa-Locka FL 33054?+

Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OPA-LOCKA 33054 market on paper

$369,000 is 6% below the OPA-LOCKA 33054 median of $392,400.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $389,000, now $369,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of Top Tier International Realty, LLC. · Melanie Aguilera. MLS #A12041365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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