Eric Chery
$2,075,0004 bd3 ba$14,037 /mo all-in ↓

8819 Dickens Ave, Surfside FL 33154, SURFSIDE, FL, 33154

Active50 days on marketListed Jun 4, 2026MLS #A12031340

Single Family ResidenceNORMANDY BEACH 2ND AMENDE

About this home

8819 Dickens Ave, Surfside FL 33154

Updated 4-bedroom, 3-bathroom home located in the residential neighborhood of Surfside, just four blocks from the beach. Features include impact windows and doors throughout, new laminate flooring, a spacious primary suite with an updated bathroom featuring double shower heads, and a bright semi-open kitchen with a gas stove and breakfast counter. The living and sunroom areas open to a private landscaped backyard with a wood deck, offering comfortable indoor-outdoor living. Conveniently located minutes from Bal Harbour Shops, restaurants, parks, local shopping, the Four Seasons at The Surf Club, a K-8 public school, the Surfside oceanfront Community Center with pool, and tennis courts. A/C Unit and all appliances are practically new.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1951

Year built

Other view

Inside

AppliancesDishwasher · Dryer · Gas Range · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorSplit Bedroom · Attic · Family Room · Florida Room · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBarrel Roof
ConstructionConcrete Block Construction · CBS Construction
ViewOther
FacesWest
ParkingDriveway
ExteriorRoom For Pool

Community & fees

Taxes (2025)$22,826/yr
CommunityPaved Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,037 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,197
PMI (est., until 20% equity)$778
Property tax — 2025 actual bill$1,902
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $207,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $207,500
Interest rate6.00%
Loan term

Estimated payment

$14,037/mo

Principal & interest$11,197
PMI (est., until 20% equity)$778
Property taxes (actual bill)$1,902
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Surfside

Map of 8819 Dickens Ave, Surfside FL 33154

Get to know Surfside. See the full Surfside guide →

SURFSIDE 33154 — neighborhood snapshot

Population

14,435

Median age

40.9

Median income

$87,806

Median home value

$741,400

Avg household

2.58

Households w/ children

1,804

For the school run

Dade County School District

ElementaryRuth K. Broad Bay Harbor K-8 Center★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Surfside market

This home is listed 495% above the SURFSIDE 33154 median. See the full Surfside market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $2,075,000 · 50 days on market since
1951Built · NORMANDY BEACH 2ND AMENDE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8819 Dickens Ave — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8819 Dickens Ave — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

8819 Dickens Ave FAQs

What would the monthly payment be for 8819 Dickens Ave, Surfside FL 33154?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,037/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8819 Dickens Ave, Surfside FL 33154?+

The most recent tax bill on record (2025) was $22,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Surfside?+

At $2,075,000, this home is listed about 220% above the Surfside median of $647,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8819 Dickens Ave, Surfside FL 33154?+

Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,075,000 runs 495% above the SURFSIDE 33154 median.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.

Listing courtesy of EXP Realty LLC · Omar Sanchez Rabago. MLS #A12031340.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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